Comments on: Budgeting For Lazy People http://www.simplemarriage.net/budgeting-for-lazy-people.html Keep it simple. Make it better. Tue, 07 Feb 2012 21:01:29 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Joey Brannon http://www.simplemarriage.net/budgeting-for-lazy-people.html#comment-4244 Joey Brannon Mon, 03 Aug 2009 12:18:43 +0000 http://www.simplemarriage.net/?p=2396#comment-4244 Todd, I've worked with a lot of couples and businesses and this whole "separate accounts" thing is a road to disaster, both financially and marriage-wise. Take Corey's advice and get some counseling because the "mine/yours" mentality will keep your marriage from becoming what it could be if you were both thinking "ours" instead. More couples get divorced over financial issues than any other reason. The bottom line is "we" must decide what "we" are going to spend on a monthly basis. Good luck. Todd,
I’ve worked with a lot of couples and businesses and this whole “separate accounts” thing is a road to disaster, both financially and marriage-wise. Take Corey’s advice and get some counseling because the “mine/yours” mentality will keep your marriage from becoming what it could be if you were both thinking “ours” instead. More couples get divorced over financial issues than any other reason. The bottom line is “we” must decide what “we” are going to spend on a monthly basis. Good luck.

]]> By: Corey http://www.simplemarriage.net/budgeting-for-lazy-people.html#comment-4214 Corey Thu, 30 Jul 2009 13:44:36 +0000 http://www.simplemarriage.net/?p=2396#comment-4214 What you describe will likely require a bit more than I can cover in the comments section. Obviously more discussion needs to take place between you in order to try and get more on the same page as a couple - or to at least gain better understanding about each of your views on money, planning, budgeting, etc. It may be best if you seek out some professional help, be it a therapist or a financial adviser. The goal would be to reach a point of hearing each other and then determining what to do next. If you'd like to talk more, feel free to send me an email or call. I'll gladly do what I can to assist you. Blessings. What you describe will likely require a bit more than I can cover in the comments section. Obviously more discussion needs to take place between you in order to try and get more on the same page as a couple – or to at least gain better understanding about each of your views on money, planning, budgeting, etc. It may be best if you seek out some professional help, be it a therapist or a financial adviser. The goal would be to reach a point of hearing each other and then determining what to do next.

If you’d like to talk more, feel free to send me an email or call. I’ll gladly do what I can to assist you. Blessings.

]]> By: Todd http://www.simplemarriage.net/budgeting-for-lazy-people.html#comment-4211 Todd Thu, 30 Jul 2009 02:44:52 +0000 http://www.simplemarriage.net/?p=2396#comment-4211 Corey, great read and really good advice. I have a question for you. I have sturggled for years trying to decide if we should have a single account or joint account. We originally had a joint account where we put all the money to which they would pay the bills. We each had seperate accounts for our spending money. Now we have two seperate spending accounts and we split the bills. Neither is working. What is your advice for someone who's spouse could care less about money talks and getting involved in budgeting? The spouse has three bills. Car, Power and Cell phone. She works a full time job, and today I had to pay the power bill because it was cutt off. Help please Corey, great read and really good advice. I have a question for you. I have sturggled for years trying to decide if we should have a single account or joint account. We originally had a joint account where we put all the money to which they would pay the bills. We each had seperate accounts for our spending money. Now we have two seperate spending accounts and we split the bills. Neither is working. What is your advice for someone who’s spouse could care less about money talks and getting involved in budgeting? The spouse has three bills. Car, Power and Cell phone. She works a full time job, and today I had to pay the power bill because it was cutt off. Help please

]]> By: Jackie http://www.simplemarriage.net/budgeting-for-lazy-people.html#comment-4150 Jackie Fri, 24 Jul 2009 17:56:37 +0000 http://www.simplemarriage.net/?p=2396#comment-4150 Haven't you hit the nail on the head - money and sex!! I love this simple way of handling money for those who just don't get budgeting! I'm just off to post your article on my own site, with attribution of course! Haven’t you hit the nail on the head – money and sex!! I love this simple way of handling money for those who just don’t get budgeting! I’m just off to post your article on my own site, with attribution of course!

]]> By: Meghan http://www.simplemarriage.net/budgeting-for-lazy-people.html#comment-4149 Meghan Fri, 24 Jul 2009 16:53:12 +0000 http://www.simplemarriage.net/?p=2396#comment-4149 Hi Corey! Another great budgeting tool is pear budget (www.pearbudget.com). Your friend over at Simple Mom (another great site, simplemom.net) often raves about it simplicity which gave me the nudge to check it out. Its only $3 a month and they give you a 30 day free trial to test it out. Its really easy to use and gives you the freedom to customize it to your specific income and spending. You guys should check it out :) Hi Corey! Another great budgeting tool is pear budget (www.pearbudget.com). Your friend over at Simple Mom (another great site, simplemom.net) often raves about it simplicity which gave me the nudge to check it out. Its only $3 a month and they give you a 30 day free trial to test it out. Its really easy to use and gives you the freedom to customize it to your specific income and spending. You guys should check it out :)

]]> By: vm http://www.simplemarriage.net/budgeting-for-lazy-people.html#comment-4141 vm Thu, 23 Jul 2009 16:19:50 +0000 http://www.simplemarriage.net/?p=2396#comment-4141 Here is a website that I've found helpful http://www.mint.com/ Here is a website that I’ve found helpful

http://www.mint.com/

]]> By: Dave Sterrett http://www.simplemarriage.net/budgeting-for-lazy-people.html#comment-4140 Dave Sterrett Thu, 23 Jul 2009 16:19:42 +0000 http://www.simplemarriage.net/?p=2396#comment-4140 Thank you Corey for the financial tips! I haven't be doing "envelopes" but I think I should probably start! Thank you Corey for the financial tips! I haven’t be doing “envelopes” but I think I should probably start!

]]> By: may http://www.simplemarriage.net/budgeting-for-lazy-people.html#comment-4139 may Thu, 23 Jul 2009 16:13:50 +0000 http://www.simplemarriage.net/?p=2396#comment-4139 Great tips! On a personal note, we've learned to never let only one partner hold the reigns to the cash flow in/out. This just results in a dispute once the two come back together to see where the money went!! Work on the budget to-geth-er!! No surprises in the end that way :) Great tips! On a personal note, we’ve learned to never let only one partner hold the reigns to the cash flow in/out. This just results in a dispute once the two come back together to see where the money went!! Work on the budget to-geth-er!! No surprises in the end that way :)

]]> By: Corey http://www.simplemarriage.net/budgeting-for-lazy-people.html#comment-4137 Corey Thu, 23 Jul 2009 15:22:10 +0000 http://www.simplemarriage.net/?p=2396#comment-4137 Hey Heather- us spouses of CPAs must stick together. :) I'm actually working on a guide to buying a home post that I hope will help you guys. Look for it in the next week or two. Hey Heather- us spouses of CPAs must stick together. :) I’m actually working on a guide to buying a home post that I hope will help you guys. Look for it in the next week or two.

]]> By: Heather http://www.simplemarriage.net/budgeting-for-lazy-people.html#comment-4136 Heather Thu, 23 Jul 2009 15:07:42 +0000 http://www.simplemarriage.net/?p=2396#comment-4136 I'm married to a (soon-to-be) CPA too. We definitely have the complicated spreadsheet, but so far we're better at recording our expenditures than actually sticking to a budget; I think I actually have a fear of budgets. But as we're looking into buying our first house, I think it's something we need to think about a little more. I’m married to a (soon-to-be) CPA too. We definitely have the complicated spreadsheet, but so far we’re better at recording our expenditures than actually sticking to a budget; I think I actually have a fear of budgets. But as we’re looking into buying our first house, I think it’s something we need to think about a little more.

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